KiwiBooks is an AI-powered bookkeeping platform designed for sole proprietors, landlords, small businesses, and farmers. It helps you manage invoicing, expenses, receipts, mileage, and cash flow, all in one place, while keeping you tax-ready year-round.

How much does it cost?

KiwiBooks is just $15/month after a free 14-day trial. No credit card required to start. Accountants and bookkeepers get free unlimited access to all their clients' books through our Partner Program.

Is my financial data secure?

Absolutely. We use bank-level 256-bit encryption, secure cloud infrastructure, and never sell your data. Your financial information is protected with the same security standards used by major financial institutions.

Can I connect my bank accounts?

Yes! KiwiBooks connects securely to over 10,000 financial institutions. Transactions are automatically imported and categorized using our AI, saving you hours of manual data entry.

What tax forms does KiwiBooks support?

KiwiBooks generates reports aligned with Form 1040, Form 1065, Schedule C (self-employment), Schedule E (rental properties), and Schedule F (farming). Everything is organized for easy tax filing.

Can my accountant access my books?

Yes, for free! You can invite your accountant, bookkeeper, or tax advisor to view and collaborate on your books in real-time. There's no extra charge for accountant access.

Comparison Guide

KiwiBooks vs Wave

Free but fragmented, the trap of 'good enough' that costs you at tax time.

The KiwiBooks Advantage

KiwiBooks eliminates the 'free tax chaos' trap. The $15/month easily pays for itself in CPA time saved.

The Landscape

Wave is the go-to free bookkeeping tool for bootstrapped freelancers. The core product is free, which sounds great, until you realize it comes with transaction fees, paid add-ons, no AI, no Schedule C mapping, and a significant accounting learning curve. Wave was acquired by H&R Block in 2019.

Who This Affects

Wave is our biggest direct migration opportunity. Sole proprietors have often tried Wave and found it confusing or incomplete. They're using the free tier but still paying their CPA to sort out categories at year-end. KiwiBooks at $15/month eliminates that CPA overhead.

Feature-by-Feature Comparison

Feature	KiwiBooks	Wave
Price	$15/mo, everything included, no per-transaction fees	Free tier (with transaction fees) / $19+/mo Pro
AI Bookkeeping	Full AI agent auto-categorizes every transaction	None, manual categorization
Tax-Ready (Schedule C)	Every transaction mapped to IRS forms year-round	No IRS line item mapping
Accounting Knowledge Required	Zero, plain English AI chat	Medium, requires understanding of categories
Mileage Tracking	Built-in IRS-rate mileage tracking	Not included (add-on via Wave Pro)
CPA Access	Free CPA access included	Not available
Multi-Entity	Up to 6 entities included at $15/mo	Separate account per business
Mobile App	Full-featured iOS/Android bookkeeping app	Limited (invoice-focused)
AI Chat Interface	Native AI chat, just talk to Kiwi	Not available
Receipt Capture	OCR auto-extraction + AI transaction matching	Available
Invoicing	Professional invoicing, Stripe-integrated	Available (with transaction fees)